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Parents always hope their children can become financially responsible adults, because such virtue is important for their children’s adult life. However, parents always find it hard to teach their children because responsibility is hard-to-understand to children. Then here comes an approach: asking their children to manage money at a young age. In my view, such approach fails to cultivate children’s sense of financial responsibility.
Firstly, if children get much money from their parents, they would make some silly money choice, because it is hard for children to resist the temptation of things they like. My cousin’s personal experience suffices to illustrate my point. Born in an affluent family, on a weekly basis he could have 50 dollars given by his father. His father’s purpose was to raise his son’s awareness of money management since he was a little boy. However, the picture was quite the opposite: he bought a Nintendo console for his friend as a birthday present, which is quite expensive for a pupil as his age. In addition to this, he spent 500 dollars inviting a band for this own birthday party and bought a lot of chocolates, gifts, toys for those attended his party. Cartoon books, models piled up his bookshelf. Although he had owned three pair of Nike sneakers, he still bought a new pair because his icon LeBron James once put on the same shoes playing basketball. This case can strongly indicate that children are likely to waste money if being allowed to manage money at young age.
From my perspective, parents should set good examples to their children. Specially, if parents neglect the importance of establishing a budget, their children are less likely to avoid going further in debt when they grow up. On the other hand, if parents set a personal budget to stick to going forward, their children would follow and develop such good habit in their adult life. In addition, parents should have fun on the Cheap. While going to expensive party and bars is okay once in a while, parents must look to see what cheaper entertainment options are being provided by communities, like ball games, free movies, and so on, which can help their children have a sense of saving money. Furthermore, parent should always pay their bills on time. Like what his father did, a friend of mine always pay his bills like electricity bills, bank loans on time through the use of online bill-pay tools and other bill-pay services.
In conclusion, it is improper to give young children a permission to manage their money at a young age.